| Eligibility |
Savings / Current account holders |
Savings / Current account holders |
| Card Type |
Visa / MasterCard / RuPay |
Visa |
| Annual Fee |
₹125 + GST |
₹150 + GST |
| Issuance Fee |
₹300 + GST |
₹350 + GST |
| Daily ATM Withdrawal Limit |
₹40,000 |
₹50,000 |
| Daily POS / Online Transaction Limit |
₹75,000 |
₹1,00,000 |
| ATM Access |
All SBI & partner bank ATMs in India |
All SBI & partner bank ATMs in India |
| International Usage |
Available on request |
Available on request |
| Reward Points |
1 point per ₹200 spent |
1 point per ₹200 spent (extra offers during promotions) |
| Insurance Cover |
Personal Accident – up to ₹2 lakh |
Personal Accident – up to ₹2 lakh + Purchase Protection up to ₹50,000 |
| Contactless Payment |
Yes |
Yes |
| Other Benefits |
Widely accepted, low fee |
Higher limits, extra purchase protection |
