| Eligibility |
Savings / Current account holders |
Savings / Current account holders |
| Card Type |
Visa / MasterCard / RuPay |
Visa |
| Annual Fee |
₹125 + GST |
₹175 + GST |
| Issuance Fee |
₹300 + GST |
₹300 + GST |
| Daily ATM Withdrawal Limit |
₹40,000 |
₹40,000 |
| Daily POS / Online Transaction Limit |
₹75,000 |
₹75,000 |
| ATM Access |
All SBI & partner bank ATMs in India |
All SBI, partner bank ATMs in India & abroad |
| International Usage |
Available on request |
Enabled by default for worldwide use |
| Currency Conversion Fee |
Applicable (if enabled) |
3% on international transactions |
| Reward Points |
1 point per ₹200 spent |
1 point per ₹200 spent |
| Insurance Cover |
Personal Accident – up to ₹2 lakh |
Personal Accident – up to ₹2 lakh |
| Contactless Payment |
Yes |
Yes |
| Other Benefits |
Widely accepted, low fee |
Accepted globally, easy foreign currency payments |
