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SBI Classic vs Silver Debit Card: Features, Limits, Fees & Benefits Compared

Feature / Benefit SBI Classic Debit Card SBI Silver Debit Card
Eligibility Savings / Current account holders Savings / Current account holders
Card Type Visa / MasterCard / RuPay Visa
Annual Fee ₹125 + GST ₹150 + GST
Issuance Fee ₹300 + GST ₹350 + GST
Daily ATM Withdrawal Limit ₹40,000 ₹50,000
Daily POS / Online Transaction Limit ₹75,000 ₹1,00,000
ATM Access All SBI & partner bank ATMs in India All SBI & partner bank ATMs in India
International Usage Available on request Available on request
Reward Points 1 point per ₹200 spent 1 point per ₹200 spent (extra offers during promotions)
Insurance Cover Personal Accident – up to ₹2 lakh Personal Accident – up to ₹2 lakh + Purchase Protection up to ₹50,000
Contactless Payment Yes Yes
Other Benefits Widely accepted, low fee Higher limits, extra purchase protection

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